Specialists in Property Finance, Spinnaker Capital has lent more than $800 million in property development and bridging finance since 2009. If you are looking for a highly reputable non bank finance alternative with flexible terms and quick approvals call us today to discuss your requirements.

Spinnaker Capital is a private non bank lender on commercial and residential property development and bridging projects in New Zealand. The shareholders of Spinnaker are well known and respected New Zealand domiciled businessmen who have been involved in the property finance industry for over 35 years.  

  • Lending transactions range from $2 million to $30 million  
  • Facilities can be interest only, capitalised interest, or a blend of the two  
  • Depending on the transaction, Spinnaker Capital can lend up to 100% of cost
  • First and second mortgage funding available
  • We price competitively and provide market leading terms and conditions


Spinnaker Capitals lenders have significant experience funding multi-unit residential developments, single high-value houses, residential land subdivisions and bare land. Expertise also extends to commercial property mortgages for apartment buildings, office towers, retail developments and industrial developments.

Spinnaker Capital can fund initial land purchases prior to site purchase all the way through to construction finance. Call us to discuss your property finance requirements today.


A number of borrowers can find it difficult to secure development funding from traditional sources. These are generally good borrowers who do not meet the banks credit criteria primarily relating to a level of vacancy in their commercial property or lack of presales in residential development.

We understand property development and have a reputation of working with our borrowers when projects are delayed or over budget. Since 2009 we have only had one mortgagee sale. We are flexible and believe the best outcome is working cooperatively with the borrower. We communicate with borrowers so as to understand the terms necessary to obtain the funding. This can be a same day approvals when urgently required

Spinnaker Capital Limited is associated with Reesby & Company Limited who are the largest and most experienced property finance team in New Zealand.