Spinnaker Capital Limited has lent more than $500 million in property development and bridging finance since 2009. If you are looking for a highly reputable non-bank finance alternative with flexible terms and quick approvals give us a call.

Spinnaker Capital is a private lender on commercial and residential property development and bridging projects in New Zealand. The shareholders of Spinnaker are well known and respected New Zealand domiciled businessmen who have been involved in the finance industry for over 30 years.  

  • Lending transactions range from $1 million to $30 million.  
  • Facilities can be interest only, capitalised interest, or a blend of the two.  
  • Depending on the transaction, Spinnaker Capital Limited can lend up to 100% of cost.
  • First Mortgage funding only
  • We price competitively and provide market leading terms and conditions


A number of borrowers can find it difficult to secure development funding from traditional sources. These are generally good borrowers who do not meet the banks credit criteria primarily relating to a level of vacancy in their commercial property or lack of presales in residential development.

We understand property development and have a reputation of working with our borrowers when projects are delayed or over budget. Since 2009 we have only had one mortgagee sale. We are flexible and believe the best outcome is working cooperatively with the borrower. We communicate with borrowers so as to understand the terms necessary to obtain the funding. This can be a same day approval when urgently required. 

Spinnaker Capital Limited is associated with Reesby & Company Limited who are the largest and most experienced property finance team in New Zealand.